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Archive for June 15th, 2011

DeClutter, By Carole Brecht

June 15, 2011 By: admin Category: Consumer Education

Here are a few tips to make life easier and simpler for the one(s) who cleanup and for those of you looking to declutter……

1) Put a shoe bench near the entryway where family members can take off and stash shoes conveniently. This will keep your floors
cleaner too.

2) Sort through your mail on the way back from the mailbox. You naturally look at it then anyway many times, don’t you? Immediately discard advertisements that don’t interest you into the trash can or your personal shredder. Don’t set them down for later.

3) When family members read the newspaper, have them lay it directly in a newspaper recycle basket. If other family members are interested in reading it, they can retrieve it and also return it to here. Make it a routine to drop the newspapers into a recycle bin either once a week on the way to work or school or when the newspapers fill the bin.

4) Get rid of excess and duplicates in your kitchen such as seven mixing bowls, five spatulas and ten frying pans. You don’t have to keep just one but you don’t need that many of each. Clean up will be easier too when family members realize they must wash the existing cooking utensil versus using every last one until none are clean and then washing them.

5) Monitor your impulse spending. A lot of items will catch your eye in the stores. But do you really need them all? Learn to live simple. If you don’t know what’s in your home without doing some digging, you might just have too much stuff.

If you need a hand sorting through your “stuff”, give me a call. I can help you declutter and organize the things that are most important!

Happy Spring!

Carole Brecht
412.418.4978
cebrecht@hotmail.com
www.organizeyourlifenow.net
facebook: http://www.facebook.com/pages/Organize-Your-Life-Now/167825409901347

 

Peace Laureates Take On the War On Women

June 15, 2011 By: admin Category: Consumer Education, Feature Article

By Marianne Schnall
www.womensmediacenter.com

Members of the Nobel Women’s Initiative are marshaling their collective
wisdom and experience to tackle the challenge of ending rape as a weapon
of war.”Violence starts in the mind, so we have to start by changing the minds of
men and women all over the world.” Nobel Peace Laureate Aung San Suu Kyi,
democracy leader in Burma, participated in the conference by video.
Certain topics have always been hard to talk about—rape and sexual abuse
ranking high up on that list. And yet we must speak up more because of the
many women affected. According to conservative UN estimates, “worldwide,
one in five women will become a victim of rape or attempted rape in her lifetime.”
It is likely that sexual assault has happened to you, or to your friend, your mother,
your daughter, your sister—the girl next to you on line at the grocery store, to
scores of women reading these words right now. In too many cases, the secret
lies buried deep within us for the rest of our lives.

But six women who are Nobel peace laureates want to not only break the silence
but also to spearhead a global campaign to end rape. Who better to take on this
challenge than this group who have individually overcome enormous odds?
Nobel Peace Laureates Jody Williams, Shirin Ebadi, Wangari Maathai, Rigoberta
Menchu Tum, Betty Williams and Mairead Maguire have already created a global
organization to “work together for peace with justice and equality.” As part of this
effort, the Nobel Women’s Initiative just released a report that finds that rape as a
weapon of war is a crime occurring “on a massive scale” and is a threat to global
peace and security. War on Women: Time for Action to End Sexual Violence in
Conflict examines studies of sexual violence in five regions of the world, explores
the leading causes of such heinous acts, assesses actions taken by the international
community and offers some ways individuals and governments can move forward to
end sexual violence.

“Waging war on the bodies of women has got to stop,” says Jody Williams, the 1997 recipient of the Nobel Peace Prize for her work to ban landmines. “Like any tactic of war, it can be eliminated.”

Rape is only one of many manifestations of the global pandemic of sexual violence—what some at the UN call a “global scourge”—that includes sexual slavery, forced prostitution, mutilation, as well as forced pregnancy and sterilization. Women may be targeted as members of a different tribe, to force their families off mineral-rich lands or to silence their voices raised to defend human rights. Whatever the reason, the scale and scope of the problem is growing. In places such as the Democratic Republic of Congo, Darfur, Rwanda, Bosnia and Burma, mass rapes have been used as a deliberate and strategic tactic of war—as an effective way to terrorize civilians and tear the basic fabric of society.

According to a report in May in the American Journal of Public Health, almost two million women and girls have been raped in the Congo, at an alarming rate of approximately 1100 a day, 48 women every hour. In the 1990s, more than 500,000 women were raped in the Rwanda genocide, and some 40,000 during the war in Bosnia and Herzegovina. We should allow that information to go beyond our eyes and our brains and sink into our hearts, to feel the suffering of a girl as young as two months or a woman as old as eighty. These women may have been raped in front of family members, their bodies violated with broken glass bottles or rifles, leaving them permanently mutilated or pregnant or infected with HIV and other diseases. While the perpetrators rarely suffer any repercussions, the women are often sentenced to a lifetime of misery—ostracized by their communities and rarely getting the medical and psychological support they need.

To kick-start its effort to mobilize the world community, the Nobel Women’s Initiative organized a three-day international conference last month in Canada of more than 120 activists, academics, security experts and corporate leaders from some 36 countries. Participants at “Women Forging a New Security: Ending Sexual Violence in Conflict” shared ideas and developed strategies to join together as an organized movement, ending with a day of action, in which they called upon the public to pressure their elected officials to “take a stand.”

There is no single solution to stopping the use of sexual violence in conflict zones; it is entangled with many other thorny issues that face the world locally and internationally.

However the peace laureates can speak with authority of non-violent means to resolve conflicts and to begin to look with an honest, open heart at its roots—at the cracks in the culture and the people in places where violence, and particularly sexual violence, thrives.

How is it that human beings have grown so disconnected from each other, from our sense of compassion and empathy for the suffering of another human being, that such savage and brutal crimes can be routinely committed on such a grand scale?

This profoundly disturbing problem nevertheless offers the potential for hope and transformation,
for the world community to, as Nobel Laureate Maguire Maguire puts it, “create a civilization with a heart.”
Says Maguire, who won the peace prize in 1976 for her efforts to end violence in Ireland, “Sexual violence is not just happening in far away places, it is happening in our own homes.
We need to recognize that this is not someone else’s problem but an issue to be faced by the whole human family. Working together, we can bring these horrific crimes to an end.”

Make Sure You Get the Right Amount

June 15, 2011 By: admin Category: Consumer Education

By Robert Smith
Social Security Social Security Manager in Pittsburgh

At Social Security, our goal is to make sure you are paid the correct amount, on time, every month.

Some things have made that job easier over our more than 70 years of paying benefits, such as direct deposit and electronic application systems. But some of the factors that determine your payment amount still depend on good old fashioned human intervention.
And in some cases, getting the correct payment amount depends on you.

You certainly don’t want to be paid less than you’re entitled to receive. But what can be even more difficult, in the long run, is to be overpaid — in which case you’ll probably have to pay us back, cutting your payment down each month until the debt is repaid.

What can cause an overpayment? Sometimes an overpayment (or even an underpayment) occurs because the person receiving benefits did not report a change to us.

For example, if you receive Social Security retirement or survivors benefits and are under your full retirement age and working, we usually ask you to estimate your earnings for the year.
If you realize your earnings will be higher or lower than you estimated, let us know as soon as possible so we can adjust your benefits.

If you receive Social Security disability benefits, you should tell us if you take a job or become self-employed, no matter how little you earn. You also need to report if you begin receiving or have a change in any worker’s compensation or other public disability benefits —
or if your disabling condition improves.

If you receive SSI, you need to report any changes that can increase or reduce the amount of your benefit, such as changes in address (even if you get electronic payments), changes in living arrangements, income, or increased savings that inch over the resource limit
($2,000 for an individual, $3,000 for a couple). Any changes in your living arrangements, income,or resources could change your SSI payment amount.

Learn more about the kinds of things you need to report when you receive Social Security retirement and survivors benefits by reading our online publication: www.socialsecurity.gov/pubs/10077.html

Read about reporting responsibilities for people receiving Social Security disability benefits here:
www.socialsecurity.gov/pubs/10153.html

Learn all about the sorts of things to report when you receive SSI by reading over this online publication:
www.socialsecurity.gov/pubs/11011.html

If you’re underpaid in any given month, once we verify the information that caused you to be underpaid,
we will send you any money you are due. If you’re overpaid, read our online fact sheet to learn what
happens next: www.socialsecurity.gov/pubs/10098.html

With your help and by diligently reporting any applicable changes, we’ll achieve a goal we can all agree on: paying you the right amount, on time, every month.

Gratitude –You Can Never Have Too Much

June 15, 2011 By: admin Category: Consumer Education

I awoke this morning thankful to see another day.
If we take the time, we all can think of things to be thankful for, but do we?
The more we express our gratitude, even to just ourselves, the better our
attitude will be toward all circumstances in life. A recent article in Scientific
American Mind, states that showing gratitude can increase your own
happiness by as much as 25%.

When you open your eyes in the morning remember that there are those
who thought they would receive the gift of a new day, but did not.
So many of us actually live in ABUNDANCE, but without the keen sense of
gratitude that concept may not be clear. I look at what I consider basic needs
to initiate my barometer of abundance. Take clean drinking water for instance.
For most of us, when we are thirsty, we need only turn on the water in a sink to
quench our thirst. Food is a basic need. Just think of how much food we throw
away and waste while over 33 million people starve to death each year.

When you awaken to that precious new day, are you in a bed, with sheets,
blankets and pillows? Did you have new pajamas to put on before you
climbed in the night before? Did you even think about the security you have
in your house or the fact that you have heat to keep you warm while you dream?
Many of these comforts go unnoticed by us while others sleep in refugee tents
for decades.

I have proclaimed this my year of gratitude. Every day I strive to remember all
that is good in my life. When I take the time and intensify my senses, the gifts
in life are overwhelming.
I challenge each of you to do some brain training and find all you have to be thankful
for each day. The world will be a better place for each of our efforts.
More Gratitude = Better attitude

Learning Never Ends
www.julieannsullivan.com