Women’s Independent Press

By: Mary Grace Musuneggi
www.MFGplanners.com

Once upon a time Jeff divorced Susan. Jeff married Karen. While reviewing their estate planning and beneficiaries, their social security options and pension options, Susan’s name was showing up everywhere.

When we brought this to Jeff’s attention, he was amazed that this would make any difference. “After all,” said Jeff, “Karen is my wife, wouldn’t she get everything anyway?”

The answer is NO.

If you are in a “new” marriage or if you have an extended family, please call us to review your estate planning.

Once upon a time, Eileen, single mother of Karena, had to choose a beneficiary for her 401k, group insurance, and personal assets. She chose Karena, but Karena is only 14.
Peggy, a grandmother of three left her IRA to Elizabeth, her granddaughter who is 8.

Are these beneficiary designations a good idea?

The answer is NO.

Although we recognize that these parents and grandparents have trusted their assets to their children and grandchildren out of love, the state of Pennsylvania does not allow these underage beneficiaries as potential owners of assets. These assets could be held up by the estate, be transferred to an ex-spouse (and their new spouse - UGH!) or directed to a trustee not of your choosing.
Beneficiaries who are under 18 or even 21 will present a serious issue for your estate.

If you are a single parent, a divorced spouse, or a child of any of these, please contact us so that we can be sure that inheritances go to the right person, in the right way, at the right time.
Once upon a time, Joan did all of her estate planning, updated her beneficiaries and titled her assets correctly. Does Joan sleep well at night?

The answer is YES.

www.womenforahealthyenvironment.org

Finally the weather and the date both say Spring! And that means one thing…time for Spring Cleaning! There are three simple things you can do right now to better protect you and your family.

1) Take one of your regular cleaners and switch it out for a homemade alternative. Made with good, old-fashioned ingredients like vinegar, baking soda and lemon, they’re not only safer, but more economical — and they smell great, too!

2) Download WHE’s Top 12 Ingredients to Avoid in Cleaning Products. Review this list to make certain your favorite products don’t contain the ingredients on the attached list! Choose cleaning products that are plant-based, rather than petroleum-based…healthier for you and the environment.

3) Contribute $10, $25, or $50 to WHE’s Spring Cleaning Appeal. You know the importance of a healthy environment - now, please help us spread our message across western PA! Thanks to you, we have provided workshops, programs, and speaking engagements to over 2,500 individuals over the last three years; educated students about safer personal care and consumer products; supported policy efforts that better protect our health; and worked on campaigns to convince major corporations like Johnson and Johnson to remove dangerous chemicals from personal care items. Your contribution will help us launch the 3rd Annual Food City Fellows Program, our Teens on the Eco Scene Program, and much more. www.womenforahealthyenvironment.org

You may also send your donation to us at Women for a Healthy Environment, 1405 Shady Avenue, Pittsburgh, PA 15217.
Thank you for all that you do to create a safer, healthier environment.
Sincerely,
Michelle Naccarati-Chapkis
Women for a Healthy Environment

Creamy Soft Scrub
2 c baking soda
1/2 c liquid castile soap
4 tsp vegetable glycerin
5 drops of essential oil (such as tea tree, lavender or rosemary)
Mix and store in sealed jar, such as a mason jar. This recipe has a two-year shelf life!

Laundry Detergent:
1 bar (or 4.5 ounces) of shaved bar soap
1 cup of washing soda
1 cup of borax
essential oil (optional)
Thoroughly stir together for 5 minutes. Use 1 Tbsp per load (or 2 Tbsp for heavily soiled loads). Suitable for HE and Non-HE machines.
Source: Alternative Household Cleaning Solutions, National Environmental Services Center

By Patricia Thibault
Social Security Manager in Pittsburgh, PA

Cinco de Mayo is May 5 — a time to celebrate Mexican heritage and pride.

Why not join the celebration by visiting Social Security’s Spanish website, where you’ll find a number of useful services and a wealth of information in Spanish. Just visit www.segurosocial.gov

Perhaps the most impressive thing you can accomplish on our website — in Spanish — is to apply for Social Security retirement benefits! You can apply quickly and easily on your personal computer. The online application takes as little as 15 minutes. Once you complete the online application and “sign” it with the click of a mouse, your application is complete. In most cases, there are no documents to submit or additional paperwork to fill out. Online is the easiest way to apply, and you can do it in English or Spanish.

In addition to applying for Social Security retirement benefits, you also can apply for Medicare in Spanish — in as little as 10 minutes, from start to finish.

If you are not ready to apply for benefits now, there are still a number of reasons to visit the Social Security website. You can find a lot of information and a number of online services that allow you to complete your Social Security business online, in English or Spanish. One of the most popular is our Retirement Estimator, which provides an instant, personalized estimate of your future Social Security benefits. Using the actual wages posted in your Social Security record, the Estimator will give you a good picture of what benefits you may receive. It protects your personal information by providing only retirement benefit estimates — it does not show the earnings information used to calculate the benefit estimate, nor does it reveal other identifying information. You can plug in different retirement scenarios and future wage amounts to get estimates for different situations. Try it out at www.socialsecurity.gov/espanol/calculador

If you already are entitled to Medicare and are having trouble with the cost of prescription drugs, you might qualify for Extra Help from Social Security. The Extra Help can save you as much as $4,000 each year on your prescription drug costs. You can learn all about it and apply online at www.socialsecurity.gov/prescriptionhelp/index_sp.htm

On the right side of the website, under the Frequently Asked Questions, you’ll find a red envelope. Select it to receive email updates on the latest Social Security news and information. You can get your updates in English at www.socialsecurity.gov or in Spanish at www.segurosocial.gov
Whether you prefer to do business online in Spanish or English, our website is the place for you. Visit www.segurosocial.gov or www.socialsecurity.gov during Cinco de Mayo, or anytime.

Dottie Coll
dottiecoll@msn.com
412-881-1111

Spring is the season of new beginnings. But it can be hard to appreciate if you’re stuck in the house trying to sift through the accumulation of winter clutter.

Fortunately there are some easy techniques to help get a jumpstart on spring cleaning. The following steps will help get the house organized and allow you to enjoy the new season, clutter-free.

“Before you start, make sure you have proper supplies handy,” suggests Dottie Coll, President of the Pittsburgh TWO MEN AND A TRUCK® location. “Get sturdy cardboard boxes or plastic bins before sorting your belongings and avoid using produce boxes from the grocery store — they may contain bugs. For extra convenience, shop online to get packing supplies delivered to your door or stop by one of our locations.

The moving experts at TWO MEN AND A TRUCK® recommend the following tips to get organized this spring:
• Start by sorting and organizing closets. If there is limited closet space, consider storing winter clothing in the attic, basement or garage. Wardrobe boxes offer excellent space for hanging coats, sweaters and snow pants.
• Sort out items no longer used or worn. If it hasn’t been worn in more than a year, then it probably won’t be again. Set aside a couple empty boxes for donations or items to sell.
• Use sturdy boxes with dividers for packing breakables. Make sure cardboard boxes are structurally sound. Dish-pack boxes with adjustable inserts that form individual cells are a great option for fragile items.
• Once closets are organized, do the same in other storage areas like the attic or garage.
• Think green. Survey local recycling options to find the most convenient solution for recyclables. Many cities offer curbside pick-up or “sort and drop” depots. Visit Earth911.com for a list of local venues where all types of recyclable materials can be disposed of. Organize recyclables by category: plastic, glass, aluminum, paper, cardboard, etc.
• Care for hazardous materials. Be conscientious about the materials being disposed. Toxic items such as paint, batteries, house cleaning products, automobile oils, pesticides, and fertilizers are dangerous to transport and should not be thrown away with nontoxic garbage. These items should be taken to specialized depots.
• Concentrate on disinfecting spaces. Change air filters, rotate mattresses and vacuum under furniture.

TWO MEN AND A TRUCK® is the largest franchised moving company in North America. It includes more than 200 locations and more than 1,400 trucks on the road. Each location is independently owned and operated, and sells boxes and packing supplies. Locations complete both home and business moves, as well as packing and unpacking services.

For more information, call) TWO MEN AND A TRUCK® at 412.881.1111 or 412.259.8777 or visit www.twomenandatruck.com.

MARK YOUR CALENDARS!
Women Rallying for Change
Across the Region
Annual Equal Pay Day events and activities will be held
in three southwest PA counties in partnership with
the Women and Girls Foundation this April

In recognition of national Equal Pay Day, the Women & Girls Foundation will host our
7th Annual Equal Pay Day Rally to raise public awareness about equal pay and the need
for economic justice for women and girls in our region.

DATE: Tuesday, April 9th
TIME: 12:00-1:00pm
LOCATION: Market Square, Downtown Pittsburgh

Help spread the word:

Please forward this message to your networks to encourage turnout, and
visit pittsburghequalpayday.wordpress.org
to learn more about how the wage gap impacts women in Pennsylvania

If you are on Facebook, please join the event.
If you Tweet, please use #EqualPayday and tag @wgfpa

Our Partners will also be holding Equal Pay Day activities:

GREENSBURG

Seton Hill University Feminist Collective
Faculty Panel of experts on gender issues, mainly the gender wage gap.
Monday, April 8th, evening
Coffee and snacks will be provided.
For more information, click here

Rally/March beginning at Seton Hill’s Maura Solarium
Tuesday, April 9th, 11:30am

Ice Cream Social for Rally Participants
Tuesday, April 9th, afternoon

UNIONTOWN

MyOWN Campaign in partnership with BPW (Business Professional Women)
at Penn State Fayette (local hosted at PSU Fayette) will host a series of events
during the week of April 8 through April 12, including:

Equal Pay Day Rally on the Fayette County Courthouse Steps
Tuesday, April 9th, at 12:00pm

BPWOW (Women Of the World) Networking event and Salary Negotiation Workshop
Thursday, April 11th, at 5:00pm

For more information about any of these events,
visit www.wgfpa.org or call 412.434.4883

By Jon Fosse; in a new translation by Sarah Cameron Sunde
Directed by Sarah Cameron Sunde
April 4–April 28, 2013
LOCATION: The Former Park Schenley Restaurant at The Royal York, in Oakland

Showclix is open Monday to Friday 9 a.m.–6 p.m.

Order your tickets online with
ShowClix or call 1.888.71.TICKETS

Please call Quantum outside of regular box office hours: 412-362-1713.

$18 student tickets are made possible through the UPMC Student Ticket Program.

What if death comes to you like a lover? The lover against whom all others were measured, who tempts you to let go of all responsibilities. You might be surprised to learn you’d fight this seduction, perfectly designed for you. Dream of Autumn is a look at what we cling to when it’s time to go. Written with fierce poetic simplicity, Fosse allows the audience to explore human interaction, finding the truths that lie within their own lives.
April 10: Ladies Night
A ladies-only reception and viewing. Join us for a pre-show reception on the roof of the Royal York at 6:30pm, followed by the performance at 8pm

Brown Bag Lunch
Wednesday, April 10, 2013
12:00 – 1:00pm
Speaker: Jessica Strong, founder and director of Strong Trainings
Topic: Conquer Public Speaking

Speaking in public can cause anxiety and fear. Join us to learn three easy ways to overcome your fear and to project a more confident attitude so you can take advantage of your next opportunity to speak confidently in public.
Volunteers of America of Pennsylvania
1650 Main Street
Pittsburgh, PA 15215
FREE
RSVP: 412.782.5344 x 209 or volunteersofamerica@voapa.org

Disability Resource Breakfast
Thursday, April 18, 2013
8:30 – 9:30 AM

Speaker: Pam Dixon, M.S., Director of Programs, Education & Outreach for the Western Pennsylvania Chapter of the National Multiple Sclerosis Society

Topic: An introduction to Multiple Sclerosis & Employment
The National Multiple Sclerosis Society is challenging the factors that cause early retirement and a high rate of un-employment for people affected by MS. Join us to review the real progress that is being made on the employment front.

Volunteers of America of Pennsylvania
1650 Main Street
Pittsburgh, PA 15215
FREE
RSVP: 412.782.5344 x 209 or volunteersofamerica@voapa.org

By Yvonne Phillips FSII
Feng Shui for Basic Everyday Living!
www.fengshuipublications.com
www.twitter.com/yvonnejean
www.facebook.com/yvonnephillips

Most people who are just starting to practice Feng Shui know that their bedroom and their living room are very important and they focus on balancing those two rooms. Most Real Estate Agents can tell you why—people spend more time in the bedroom and the living room than all the other rooms in the house. So it’s natural that the practice of Feng Shui makes it clear that those rooms play a vital part in determining how well peace, prosperity and harmony flows into our lives.
But although those rooms are important, there is another part of the house that is just as important, but almost always overlooked: the entry way. Ch’i enters the house through doors and windows and the major part of Ch’i enters through the front door (or the main entrance). The entryway, how it’s constructed and how it’s arranged and/or decorated determine the quality of Feng Shui that is experienced by the entire household.
The entrance to your house plays a huge role in creating an environment of peace, prosperity and harmony. It’s the first thing you experience when you enter the house and the last thing you touch when you leave the house. Many of the oldest religions recognize this. Judaism uses a Mezuzah on the doorframe to demonstrate that their home is a sanctuary in miniature of holiness. Catholics use Holy Water at the entrance of their churches so people can anoint themselves before they enter the sanctuary. While the exact reasons may vary, it’s clear that the entryway is thought of as a portal of peace and harmony by many different cultures and religions. Most probably, Feng Shui, was taking advantage of this idea thousands of years before Judaism and Christianity.
The idea of Feng Shui is to create the flow of positive energy (Ch’i). Unless you pay attention to where that flow begins, it will be impossible to control that flow. Even worse, since the entry way is the largest portal for Ch’i, it literally determines how much positive energy comes into your home.
Given the importance of this topic, the next few articles I write will explain how to create an entry way that is conducive to bringing peace, harmony and prosperity into your home.
The first consideration you’ll want to make is where the entrance is. Most homes have two main doors: one that was built by the architect (the front door) and the side entrance, which is usually an entrance from the side of the house or the garage. Most often, the occupants prefer one of the other for reasons of convenience. So the first rule is to pick one. Decide on which entryway to use and make sure all occupants use that one exclusively. Of course, using the other door occasionally is fine if you’re emptying the trash or if the door leads to the garden. Once you’ve determined where the portal is, then it’s time to consider how to use it in order to maximize its potential to attract and channel the positive energy that is vital to helping you create a life and an environment that’s charged with peace and prosperity.
In the next article we’ll talk about the primary element of the entrance: the door and how to make sure it’s harmonious with everything good that you want in your life.

www.sba.gov

Many of the provisions of the Affordable Care Act affect small businesses differently depending on their size. For self-employed individuals in particular, there are new options for health coverage and other changes under the health care law that will directly affect you in the coming months.

New Options for Health Coverage through the Affordable Insurance Marketplaces

Under the Affordable Care Act, self-employed business owners now have more options than ever to find affordable health coverage. Beginning in January 2014, self-employed individuals and other consumers will be able to purchase their insurance through new Health Insurance Marketplaces (also referred to as Exchanges).

Health insurance plans offered in these new insurance Marketplaces will offer a core package of benefits, known as “essential health benefits.” The plans may vary according to the percentage of costs the health plan covers, or “metal levels”: 60 percent for a bronze plan, 70 percent for a silver plan, 80 percent for a gold plan, and 90 percent coverage for a platinum plan. Issuers may offer catastrophic-only coverage, which includes free prevention and several primary care visits, to young adults among others.

Self-employed individuals may qualify for premium tax credits and cost-sharing reductions on a sliding scale, based on income, to purchase coverage in the Marketplace. Increased access to quality, affordable health care will make it easier for potential entrepreneurs to go out on their own instead of staying at larger firms simply because of “job lock” or the lack of access to affordable insurance outside of work.

For more information on individual tax credits offered through the Marketplaces and to stay connected with the latest information visit healthcare.gov.

Find Insurance Options Today

To find an insurance plan that meets your needs today, check out the U.S. Department of Health and Human Services (HHS) insurance finder tool. By answering just a few simple questions, you’ll be able to locate health insurance plans in your state and explore whether there are local facilities in your area that provide free or reduced-cost health care.

To learn more about health insurance available to self-employed individuals, visit healthcare.gov.

New Insurance Coverage Requirements: Individual Shared Responsibility

The Individual Shared Responsibility provisions of the Affordable Care Act call for each individual, beginning in 2014, to have:

Basic health insurance coverage (known as minimum essential coverage) for each month,
Qualify for an exemption, or
Make an Individual Shared Responsibility payment when filing a federal income tax return starting in 2015.
Minimum essential coverage includes employer-sponsored coverage, coverage purchased in the individual market, Medicare, Medicaid coverage, Children’s Health Insurance Program (CHIP) coverage, veteran’s health coverage, TRICARE, and others as identified by the U.S. Department of Health and Human Services.

Individuals will not have to make a payment under the Individual Shared Responsibility provisions if:

Coverage is unaffordable
They spend less than three consecutive months without coverage
They qualify for an exemption for several other reasons, including hardship and religious beliefs.
To learn what Individual Shared Responsibility requirements and exemptions may apply to you, refer to this Fact Sheet from the U.S. Department of Treasury, as well as these helpful Q&As from the Internal Revenue Service, or consult with your tax professional.

For more information about other provisions affecting self-employed business owners under the Affordable Care Act, go to sba.gov/healthcare.

About the Author
Meredith K. Olafson is Senior Policy Advisor for the U.S. Small Business Administration where she oversees the agency’s education and outreach efforts around health care and the Affordable Care Act.

Find an event from The Outdoor Classroom at:
www.theoutdoorclassroompa.org

For information about all upcoming programs, please visit us online:
www.worldpittsburgh.org
World Affairs Council of Pittsburgh
2640 BNY Mellon Center, 500 Grant Street, Pittsburgh, PA 15219-2510
Phone: 412-281-7970 | welcome@worldpittsburgh.org | www.worldpittsburgh.org

The Business Buffet
The 5th Annual Pittsburgh Entrepreneur Conference

Keynote Speaker: JJ DiGeronimo, Author, Entrepreneur, Wife & Mother

Keynote Presentation:
THE WORKING WOMAN’S GPS
A Successful Woman’s Guide: Work, Life, Schedules & Joy

Join us for a day full of education, professional development and
networking opportunities for local entrepreneurs. This year’s event is specially formatted to provide something for everyone in business! This event also hosts our Extraordinary Women Awards Luncheon.

Date: April 3, 2013
Time: 9:00 a.m. - 3:00 p.m.
Place: The Clarion Hotel, 401 Holiday Drive, Green Tree
Host: Women’s Small Business Association
Cost: WSBA Premier Member- $35: Non-members-$38

For more information and registration go to:
http://www.wsbaconference.com

Business Exchange Networking Lunch

* Give a 1-2 minute commercial for your business.
* Bring business cards, brochures, and samples.
* Make new business contacts.
Four Dates and Locations:

April 3 - Wexford, Atria’s, 12980 Perry Highway, Wexford
RSVP: email Michelle Zmijanac at
Michellezmijanac@bestpracticesdelivered.com
April 10- Mount Lebanon, Atria’s, 110 Beverly Rd, Mt. Lebanon
RSVP: email Tina Noblers at
TinaNobers@CMNNutritionGroup
April 17- Murrysville, Bella Luna Trattoria, 5060 William Penn
Hwy, Monroeville, Pa 15146
RSVP Carol@CarolBrineyWorkFromHome.com

April 24- Fox Chapel, Comfort Inn (Old Holiday Inn) in RIDC
Park, Ohara Twp
RSVP: 412-781-8773 or PlanBConsultant@comcast.net

Time: 11:30 a.m. - 1:30 p.m.
Cost: $18 (Bring cash; No-shows will be billed for the lunch)
RSVP: By Monday prior to the event

For more info, go to: http://www.blxnetworking.com

Staying Fit and Competitive at Any Age

Dr. Vonda Wright, Orthopedic Surgeon, will talk about fitness after
40 and how any woman can stay fit at any age. She’ll be joined by
Dr. Aimee Kimball, director of mental training for UPMC Sports
Medicine, who will discuss how to enhance mental performance and gain
the competitive edge you need to succeed in sports and life.

April 4, 2013
11:30 a.m. – 1:00 p.m.
Fairmont Hotel Pittsburgh
Guests are provided a light lunch and dessert.
Tickets are $25. Or $75 for the series of 4 luncheons.
Registration is online at www.bethlehemhaven.org
or by phone at
412-391-1348 x228.

Biz Mix Networking Event

Join the Pittsburgh Business Times to mix, mingle and network with Pittsburgh business professionals at BizMix , an evening networking event presented by the Business Times. This is also a great opportunity to meet Business Times editors, reporters and staff in an informal setting.

BizMix is a way to make those connections that will help you grow your business. Bring plenty of business cards and get ready to make new acquaintances. Most of this open-house style event will be informal networking. Enjoy delicious hors d’oeuvres and appetizers and receive two drink tickets. All attendees receive five free auction tickets for chances to win gift cards, baskets and more.

Date: April 4, 2013
Time: 5:30 p.m. - 7:30 p.m.
Place: Rivers Casino, Drum Bar, 777 Casino Dr, Pittsburgh
Cost: $35 (Include hors d’oeuvres and drinks)
Business Times subscribers receive a 10% discount.
RSVP: Early registration encouraged (Limited Space)

For questions or additional information, contact Kelli Komondor at 412-208-3845 or kkomondor@bizjournals.com

Register online at:
pittsburgh.bizjournals.com/pittsburgh/event

First Thursdays International Networking Happy Hour

If you are interested in meeting people from all over the world in
Pittsburgh and learning more about different cultures, join us for
this event. Bring your friends, family and colleagues or come
alone - you will make new friends!

In April, GlobalPittsburgh will partner with the Pittsburgh Folk
Festival to celebrate “Unity in Diversity.” Over 50 years, the
Pittsburgh Folk Festival has been a member-based consortium of thnic community cultural organization that now celebrates the
diversity of more than 30 countries and cultures around the
Pittsburgh area. Their 56th Annual International Folk Festival
will take place April 19-20, 2013.

Come to our networking event on April 4 to learn more about the Pittsburgh Folk Festival.GlobalPittsburgh First Thursdays is a regular monthly night of networking and socializing with different themes and activities on the first Thursday of every month. It’s an evening of friends, interesting conversation and good spirits with an international flair. Everyone is welcome.

Date: April 4, 2013
Time: 5:30-8:00 p.m.
Place: Ava Lounge, 126 S. Highland Avenue Pittsburgh, PA
Hosts: Global Pittsburgh and Pittsburgh Folk Festival
Cost: Members- No charge: non-members- $5

RSVP/Info: Nadya Kessler, 412-392-4513,
nkessler@globalpittsburgh.org
Register online at:
www.globalpittsburgh.org

Enhanced Creativity
Ethnic Wedding Specialist & Event Planner
has partnered with the Lupus Foundation to provide a day of pampering
along with Awareness and Education at its

2nd Annual Brunch
My Fair Lady - Health and Wellness Edition

April 6th
11:30am - 3:00pm

Pittsburgh Athletic Association
4215 Fifth Avenue
Pittsburgh PA 15213

Delicious Cuisine, complimentary gifts and much more!
Tickets $37
$8 optional valet parking available
Listen to guest speakers talk about why it is important to take time out for YOU!
Great for event planners, local businesses, non-profit organizations and
anyone affected by Lupus
Rae Coleman, Owner
Enhanced Creativity
www.enhancedcreativity.com
enhancedcreativity2009@gmail.com
724 831-7321

Secrets of Pittsburgh’s Fastest Growing Companies

How do you manage a company with triple digit growth?
Join us for a lively discussion about rapid growth with some of
the leaders of the 2012 Pittsburgh 100. Their perspectives on
achieving, maintaining and, in some cases, dealing with rapid
growth are sure to provide you with valuable insight for your
own business operation.

The panelists will include:

Michael Wagner, President, Target Freight Management
(growth rate of 2,235% between 2009 and 2011)
Maria Fagan, President, Regulatory & Quality Solutions LLC
(growth rate of 277% between 2009 and 2011)
Elizabeth Gregg, President, Environmental Service Laboratories LLC
(growth rate of 195% between 2009 and 2011)
Ted Kerr, President, Touchstone Capital
(growth rate of 84% between 2009 and 2011)

Date: April 9, 2013
Time: 11:30 a.m. - 1:30 p.m.
Place: Rivers Club, 301 Grant Street, One Oxford Centre, Ste 411, Pittsburgh PA 15219
Host: Pittsburgh Business Times
Cost: Business Times Subscribers-$49.50; Others-$55

Register online at:
www.bizjournals.com/pittsburgh/event/85211?ana=ET_pit_secrets

Indiana University of Pennsylvania
Eberly College of Business & Information Technology
Center for Family Business
Presents:
“Are You Thriving or Trapped in the Family Business?”
Michael A. Klein, PsyD, consultant, researcher, author of
“Trapped in the Family Business” will share insights and
examine key issues that undermine family member
performance and damage the business. Hear practical,
straightforward recommendations. Join us for this
Informative presentation. Bring your questions.

INDIANA – Tuesday, April 9, 2013 RUSTIC LODGE
5:00 p.m. Networking
5:30 p.m. Dinner - (Choice of Chicken Marsala or English Baked Cod)
6:00 p.m. Presentation followed by Q&A
7:30 p.m. Adjourn

Pittsburgh – Wednesday, April 10, 2013 RIVERS CLUB
8:00 a.m. Breakfast
8:30 a.m. Presentation followed by Q& A
10:00 a.m. Adjourn
Registration Required - $30.00 Per Participant Per Session
724-357-2323
Includes Meal and Book
Student Scholarship Available
Center-familybusiness@iup.edu
Or Online:
www.iup.edu/centerforfamilybusiness

WIN-Pittsburgh’s Monthly Membership Meeting - Conflict Management Workshop
2 different locations:

4/11/13 8 a.m. -10 a.m. Panera Galleria, (1500 Washington Road)
4/16/13 10 a.m. -12 p.m. Panera Galleria, (12071 Perry Hwy, Wexford)

Enjoy breakfast while networking with other WIN-Pittsburgh members and
listen to a valuable presentation on Conflict Management by Dawn
Pomaybo.

WIN-Pittsburgh will host a fundraiser at each event in which a portion
of the proceeds will go towards an educational fund that will allow
women in business that are under a financial hardship to attend our
trainings. We will continue to promote our mission of the personal and
professional development of the women in our organization.

This fundraiser will be a Parklane Jewelry Bling Fling. Every
individual that participates in the fundraiser will receive a special
piece of jewelry to commemorate participation. Please join us for this
great event.

Individual tickets are $35 for non-WIN-Pittsburgh members and $25 for
members. Members must use the discount code.

To receive the discount code, please email : info@winpitt.org

April 12, 2013

Noon

South Hills Country Club

The monthly luncheon meeting* of the Women’s Networking of the

Brentwood Baldwin Whitehall Chamber of Commerce will meet on

Friday, April 12 noon, at South Hills Country Club . Please plan on

attending and bring a friend. We welcome members and non-members.

Tables are available for ladies who would like to display products or

merchandise.  Everyone will pass out cards and brochures and present

a one-minute “commercial.”

Guest Speaker

Bethany Narey Owner, CCT

Health Enhancing Thermography (HE@T)

Website: www.heat-images.com

Lunch for Chamber Members - $15 - Bring a friend!

Lunch for Non-Members - $18

Display Table $10

Pease make a reservation by contacting

Mary Dilla at: 412-884-1233 /secretary@bbwchamber.com

2013 Elsie Hillman Chair in Women and Politics
04/15/2013 - 6:00 PM - 7:30 PM
2013 Elsie Hillman Chair in Women and Politics
Senator Olympia J. Snowe will discuss her career as a politician and the importance of women in public leadership.

Registration and Directions
Fee : FREE
Location : Campbell Memorial Chapel
Directions : Map and Directions in links below.

Event Contact Information
Annie Guadagnino
412-365-1878
pcwp@chatham.edu

Building Bridges at The Grand Concourse
A Joint Business Social & Networking Reception
Contact
Stephanie Oliver
Events Coordinator
stephanie@pghse.com
(412)265-2315
Wednesday April 17, 2013 from 6:00 PM to 8:00 PM EDT
Where
The Grand Concourse
100 West Station Square Drive
Pittsburgh, PA 15219

Entrepreneurial Thursday Networking Event

A casual weekly networking event for those interested in what’s
innovative and positive in Pittsburgh. A jazz, soul & blues happy
hour show plus open-mike interviews with local executives.

Date: April 18, 2013
Time: 5:30 - 8 p.m.
Place: Little E’s, 949 Liberty Ave, Pittsburgh
Host: Jessica Lee
Cost: $5 (hors d’ouevres included)

For further info, email smarshall@pghgateways.org
www.entrepreneurialthursdays.com

Success Strategies of Smart Women
Presented by publicity expert Beth Caldwell

Beth will share the 12 Success Strategies of Smart Women. She’s been telling her clients for years, “Yes you CAN do it all, you just can’t do it all at the same time.” Beth is a author, speaker, mentor and motivator who has been helping women succeed for almost 20 years. Come and hear her practical tips and helpful strategies for your success.

Date: April 25, 2013
Time: 1:00 p.m. - 3:00 p.m.
Place: Peak Performance Management, 790 Holiday Drive,
Foster Plaza Building 11, 2nd Floor, Pittsburgh, PA 15220
Sponsor: Pittsburgh Professional Women
Cost: Members- $30; Non-members- $45
RSVP: Suggested by April 19 (Limited to 50 attendees)
To register, www.pittsburghprofessionalwomen.org

Tuning up your Business Plan

This program is designed for those who have an ongoing business and may or may not have an existing business plan. This workshop examines the fundamental aspects of operating a highly successful business. It discusses proven strategies for using the major sections of a business plan including marketing, operations, financial management, plus managing/motivating a workforce. Participants learn to develop actionable plans to achieve measurable objectives in each of the key business functions.

This workshop will re-energize existing and unused business plans, encouraging participants to break out of their comfort zones to reach the next stage of growth.

Date: April 27, 2013
Time: 8:30 a.m. - 12 noon
Place: Chatham University, Shadyside
Host: The Center for Women’s Entrepreneurship at Chatham University
Cost: $35
RSVP: Suggested by April 22nd

Register online at:
www.chatham.edu/cwe/events/specialevents.cfm

Every child needs a hero, but abused children need Superheroes!
North Park is the location for the 2013 Superhero Run
Court Appointed Special Advocates (CASA) of Allegheny County & the Superhero Foundation have partnered to ensure that abused and neglected children involved within the system maintain their innocence and know that fairy tales do come true – that superheroes do exist. During Child Abuse Prevention & Awareness Month, the Texas based Superhero Foundation is sponsoring the 5th Annual Pittsburgh Superhero 5K and 1K on Saturday, April 27, 2013 at the North Park Pool Loop in Allison Park.
What makes this race so special? Runners have the option to dress up as their favorite superheroes, which adds to the fun! All proceeds from this family-friendly event will go directly to CASA of Allegheny County whose mission is to ensure that every child has a safe, supportive and permanent home.
Registration: The early bird registration fee if paid before April 14th is $20 for adults and $10 for children 15 years of age or younger. Kids 5 and under are free! Early bird registrants are guaranteed a t-shirt if registered by March 28th. Each registration comes with 2 raffle tickets! On and after April 14th the registration fee increases by only $5. T-shirts are also available for purchase for $5.
Please visit www.Superherorun.com for more information and to register. The contact person for this event is Mrs. Monica Gay (412-493-3606 x210 (mgay@pgh-casa.org.)
CASA volunteers advocate for the best interest of abused and neglected children by providing information to and working with the child welfare system ensuring that each child’s needs are being met and securing timely placement in a loving, safe and nurturing home. Every day, CASA works to expand community activism and awareness regarding dependent children and to promote a child welfare system that is child-focused in its politics and decision making.
For more information about CASA of Allegheny County please contact Daren Ellerbee (412-594-3606 or dellerbee@pgh-casa.org) or visit www.pgh-casa.org.

Treasures, Tulips and Tea to Benefit Angels’ Place, Inc.

When
Sunday April 28, 2013 from 1:00 PM to 4:00 PM EDT
http://r20.rs6.net/tn.jsp?e=0013Guae9tdEg4wHdMHwudx5DKKDpgFlwiSLmH40vNO3fWl101WMxiY2ytbjPD0VU5Xoo5wpSNaEUifVHi42Cz3cwqdqenzf5ZwPXOVeWEHCaGiNi8-WZuZg_tcrBvPYazACIijDUn1898ggbVud5AV9rZH7GWjB5u9xkhe2cPhFk9ll__qJpjzRkuqqNRkEYBsU9uxpm54sCI

Where
Edgewood Country Club
100 Churchill Rd
Pittsburgh, PA 15235

Spring into action! Register now for four powerful, enlightening and fun self-defense classes. Learn a range of effective ways to protect yourself with mental, physical and verbal skills. A registration form is attached.

Self-Defense for Women
April 28 - May 19 (four Sundays)
10 – noon
Falk School, 4060 Allequippa Street (Oakland)
Pittsburgh, PA 15261

Lioness Martial Arts
412.241.6519
info@lionessmartialarts.com

www.lionessmartialarts.com
www.facebook.com/LionessMartialArts