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President Obama Leads Romney in PA

August 02, 2012 By: admin Category: Consumer Education

President Obama Leads Romney in PA
53-42 percent among likely voters in Pennsylvania
according to the Quinnipiac University/CBS News/New York Times Swing State Poll that was released on August 1.
Peter Brown, assistant director of the Quinnipiac University Polling Institute, said Mr. Obama’s lead is built squarely on female voters. “He has a 59-35 percent lead among women voters, while men go to Romney 50-47 percent. Independent voters also back Mr. Obama 58-36 percent.”
The poll also shows President Obama leading Republican presidential candidate Mitt Romney 53-42 percent among likely voters in Pennsylvania and that U.S. Senator Bob Casey is leading Republican challenger Tom Smith 55-37 percent.
President Obama is in front of Republican presidential candidate Mitt Romney 53-42 percent among likely voters in Pennsylvania. The Quinnipiac University/CBS News/New York Times Swing State Poll also shows U.S. Senator Bob Casey ahead of Republican challenger Tom Smith 55-37 percent.
Mr. Brown noted that a recent survey by Quinnipiac shows a “marriage gap” for male and female voters, with single women tending to support Mr. Obama, and married women leaning toward Romney. Similarly, Romney leads among married men, while Mr. Obama has a small lead with single men.
This recent poll of likely voters could not be compared to previous surveys because those were based on registered voters, rather than likely voters. Brown noted that the President’s margin mirrors his lead over Republican U.S. Senator John McCain heading into the general election in 2008.
The two other swing states surveyed, Florida and Ohio, have President Obama leading Romney 51-45 percent, and 50-44 percent, respectively.

5 Tips to Creatively Search For Funding

August 02, 2012 By: admin Category: Consumer Education

•Contact your state, county and local development departments. Many offer funding programs to foster business within a certain geographic area.

•Take advantage of organizations aimed at helping you. The National Organization of Women Business Owners offers special funding programs for women entrepreneurs, for example, and the National Minority Supplier Development Council has an arm that works with minority entrepreneurs.

•Call on the community banks in your area. These smaller banks pride themselves on helping small business owners.

•Find out of there are any revolving loan fund (RLF) programs for which you might qualify. They provide “gap financing” that your bank won’t or can’t offer. Your banker should know of any RLFs available.

•Visit www.sba.gov/financing, the finance section of U.S. Small Business Administration’s Web site. It provides details on SBA’s many funding programs. Perhaps you qualify for one.
Brought to you by SCORE, America’s small business mentors at www.score.org

Ask SCORE

One Billion Rising

August 02, 2012 By: admin Category: Consumer Education

When we started V-Day 14 years ago, we had the outrageous idea that we could end violence against women. Since then, hundreds of thousands of V-Day activists in audiences and on stages in over 140 countries have come together to demand an end to violence against women and girls. The funds we’ve raised together have kept organizations’ doors open, and the issue front and center in local media.
The United Nations states that 1 in 3 women on the planet will be beaten or raped during her lifetime that’s more than one billion women and girls alive today.
V-Day wants the world to see our collective strength, showing them exactly what one billion looks like.
ONE BILLION RISING is a promise that on February 14th, 2013, we will ensure that millions of women and men rise up around the world to say, “ENOUGH. The violence ends NOW.”
You can help us launch ONE BILLION RISING with a few simple actions:
1. Share ONE BILLION RISING with your networks
2. Sign up for our text message updates in the US by texting BILLION to 50555
3. Follow V-Day on Facebook and Twitter
ONE BILLION RISING will make the earth move by uniting us through dance across every country.
In solidarity,
Eve Ensler
Playwright, Founder of V-Day
One Billion Rising
www.onebillionrising.org

Statistics for Independent Women

August 02, 2012 By: admin Category: Consumer Education

By Mary Grace Musuneggi
www.singlestepsstrategies.com

A woman should not depend on the protection of a man…she should be taught to protect herself
…Susan B. Anthony

The whole purpose of statistics is to provide us with information about what the average person can
expect. What is happening in the world to the average man or woman? What are most people doing?

Statistics become important to us when they become personal. When they have something to do with
things that we care about.

Statistics can also tell us what our expecta tions should be. What might happen to us because it has
happened to others?
These become important when we see ourselves as part of the group that makes up the statistics.

So if there was a statistic that said that the majority of women over the age of 55
can expect to be homeless within the next 5 years; and you were a woman and you were over the age of 55, you would
probably want to know if that statistic is true. Why would someone believe that? What do you need
to do to prevent this?

But what if a statistic said that the majority of men who work as coal miners and are under the age of
25 can expect to be homeless within the next 5 years? If you are that same woman you probably
won’t find this statistic of any real value to you unless you have a son who is 24 and he is a coal
miner. Otherwise you won’t much care if the statistic is true or not.

Statistic: The average age of widowhood is 55 (U.S. Census Bureau)

I first found this statistic in 2002. Since then I have seen various other studies that say
the age is 56, or 57. But the fact is it comes as a surprise to most women that they may be widowed at such an
early age, especially with the increase in life expectancies.

Now if you are 70 and have been married to the same man for 45 years this statistic means nothing.
But when at the age of 25 I went from being a wife to being a widow; from being a stay at home
mom married to an officer in the Marine Corps, to being an unemployed single parent of a newborn;
and from living in officer’s housing to being homeless, this statistic became a reality for me. Some
men die at 80. Some die at 25. The average age of widowhood is 55. I was a statistic.

Statistic: After the death of a spouse the average man remarries within 3 years, the average woman
remarries within 5 (About.com 2011 citing a US Census Bureau Report)

Many men remarry for companionship. But women remarry for security and often for financial
reasons. The financial reasons are often because some studies say that the average woman will go
through her husband’s entire estate within 5 years. And the Women’s Institute for Financial
Education says that 1 in 4 women will be broke within 3 months of their husband’s death.

That may be for one of two reasons. There was not much in the estate to go through, he did not leave
her anything; or she did not know how to handle what she got. In any case, the idea of being part of
this statistic should bring fear into the hearts of most women. And the older we become the harder it
would be to rebound from this.

Statistic: 45% to 50% of first marriages end in divorce.

60% to 70% of second marriages end in divorce.

And three times is not a charm as 70% to 73% of third marriages end in divorce.
(The American for Divorce Reform)

Statistic: 90% of all women will spend some of their adult life on their own (National Center for
Women and Retirement Research)

But are we ready to live independently? With statistics like these, it amazes me that today there are
still women who leave their financial fate in the hands of another human being.

Before you become a statistic, you need to consider the following to keep your independence.

1. Keep control of your own financial planning
2. Learn all you can about investing.
3. Build a strong relationship with your attorney, your accountant a
nd financial advisor.
4. If you are married, have your own stash of cash; review your spouse’s retirement planning
and beneficiary arrangements.
5. Do a budget to understand what income sources you would need if you find yourself on your
own; or if you are alre
ady on your own
6. Discuss with your spouse what plans he has made so that you will be provided for.
7. Keep your resume updated.
8. Understand your tax return in detail before you sign it.
9. Confirm that your Estate Planning documents are up to date.
10. Be sure that those things you think are your “joint’ assets are truly joint.

Mary Grace Musuneggi
Founder and Executive Director
August 2012
© Mary Grace Musuneggi 2012

August 2012 Events

August 02, 2012 By: admin Category: Consumer Education

Business Exchange Networking Lunch
* Give a 1-2 minute commercial for your business.
* Bring business cards, brochures, and samples.
* Make new business contacts.

Four Dates and Locations:
August 1- Wexford, Atria’s, 12980 Perry Highway, Wexford
RSVP: email Michelle Zmijanac at
Michellezmijanac@bestpracticesdelivered.com
August 8- Mount Lebanon, Atria’s, 110 Beverly Road,
Mt. Lebanon
RSVP: email Tina Noblers at
TinaNobers@CMNNutritionGroup
August 15- Murrysville, Bella Luna Trattoria, 5060 William
Penn Hwy, Monroeville, Pa 15146
RSVP Carol@CArolBrineyWorkFromHome.com
August 22- Fox Chapel, Comfort Inn (Old Holiday Inn) in RIDC
Park, Ohara Twp
RSVP: 412-781-8773 or
PlanBConsultant@comcast.net
Time: 11:30 a.m. - 1:30 p.m.
Cost: $18 (Bring cash; No-shows will be billed for the lunch)
RSVP: By Monday prior to the event

http://www.blxnetworking.com

August 4 - “Must Love Dogs! Speed Dating for Singles at Animal Friends”
Have a soft spot for pets? Looking for human companionship? Join Animal Friends as they host Must Love Dogs, a speed dating event for pet lovers. Must Love Dogs is a speed dating event for people and their dogs. Pittsburgh-area singles are invited to bring their dogs to Animal Friends from 7pm – 9pm to mingle with fellow-pet lovers. Guests will meet 10-15 dates while their pooches play!

Don’t have a dog? Guests are encouraged to bring photos of cats, rabbits or other creatures (but please, for their safety, leave them at home).
Light refreshments will be served. Dogs that are both people and dog-friendly are welcome to attend. Guests are asked to bring their dog’s vaccination records and have their pet on a standard 5-6 ft leash, no retractable leashes.

Registration is required by visiting www.ThinkingOutsideTheCage.org  or calling 412.847.7055. A $20 donation is requested and all proceeds help the homeless animals at Animal Friends. Animal Friends is located at 562 Camp Horne Road, Pittsburgh, PA 15237.

August 4 - 4 pm - WLP CELEBRATES TITLE IX AT WOMEN’S FOOTBALL CHAMPIONSHIP GAME AT HEINZ FIELD! On Saturday, August 4th, the Pittsburgh Passion women’s football team and the City of Pittsburgh have the tremendous honor of hosting the historic first ever Women’s Football Championship at an NFL Stadium! Given that this landmark event is happening in the same year that we mark the 40th anniversary of Title IX, there is much cause for celebration!! A slew of fun-filled and important events are happening throughout the day, with the game itself kicking off at 4:00 p.m. The Pittsburgh Passion has generously offered discounted tickets (a huge bargain at only $10!) for supporters of the WLP, so please email or call us if you’re interested! The WLP plans to have lots of visibility at the event, including helping to draft some materials for the program and having a proud (and loud!) fan section at the game!

August 5 - 6:00 pm: Please join us for an amazing new film , Nuclear Savage, at the Melwood Screening Room (Adam Jonas Horowitz: November 2011, 87 minutes. Ethnographic expose of the peoples of the Marshall Islands who struggle for dignity and survival after decades of intentional radiation poising at the hands of the U.S. government. Prior to the film, starting at 5:30, shadows will be created by Pittsburghers who will replicate the haunting aftermath of a nuclear explosion by outlining bodies in chalk outside the theater. Following the film, patrons will be able to skype with peace activists from Kobe, Japan at the hour the bomb was dropped. Remembering Hiroshima, Imagining Peace, is a loose alliance of diverse labor, peace, educational, environmental, and cultural organizations and individuals. Check us out at: www.rememberinghiroshima.wordpress.com  or email us for more information at: againstnukes@gmail.com   August 6 - Shadow Project The creation of shadows on sidewalks in the city will continue (check our web site if you want to join a group or simply chalk a shadow and leave a message about peace on a sidewalk in your own neighborhood)!
7:00-9:00 pm Shadows of War: Remembering Hiroshima, Imagining Peace. Spoken word, readings, and music along with Pittsburgh shadows and images from Japan at the Shadow Lounge, 126 S. Highland Ave, Pittsburgh 15206 Please let us know if you would like to contribute! Remembering Hiroshima, Imagining Peace, is a loose alliance of diverse labor, peace, educational, environmental, and cultural organizations and individuals. Check us out at: www.rememberinghiroshima.wordpress.com  or email us for more information at: againstnukes@gmail.com  

August 8 - Ladies Night - 6:30 - Carnegie in Highland Park - The Golden Dragon - Karla Boos, Mary Murrin, Demeatria Boccella, Caryn Rubinoff, Yvonne Campos and Beth Marcello and members of the Executive Women’s Council cordially invite you to Lake Carnegie in Highland Park for Quantum Theatre’s Ladies Night reception and performance of The Golden Dragon
Volunteers of America
August 8 -
Brown Bag Lunch

12:00 – 1:00pm

Speaker: Tina Lund-Donley, Lead Generation Expert, Interactions Corporation

Topic: Cold Calls in the Hot Summer

Cold calling can work — if you do it right. Rather than bombarding prospects with e-mail, direct mail, and instant messaging, why not try a personal and effective phone call to make contact. Learn how to warm up your cold calls by developing a system that works to turn your cold calls into a slam dunk way to build sales.

Volunteers of America of Pennsylvania
1650 Main Street
Pittsburgh, PA 15215
FREE
RSVP: 412.782.5344 x 209 or volunteersofamerica@voapa.org
Butler Power Lunch
Friday August 10, 2012
1:00 PM to 3:00 PM
Siba Cucina Tuscan Grille
530 North Pointe Circle
Seven Fields, PA 16046
Suzanne Froehlich
Women’s Power Lunch
412-389-3420
suzannef@zoominternet.net

August 10 - BRENTWOOD BALDWIN WHITEHALL CHAMBER OF COMMERCE - WOMEN’S NETWORKING LUNCHEON - Noon - South Hills County Club - The monthly luncheon meeting of the Women’s Networking of the Brentwood Baldwin Whitehall Chamber of Commerce will meet on Friday, August 10, noon, at South Hills Country Club. Please plan on attending and bring a friend. We welcome members and non-members. Tables are available for ladies who would like to display products or merchandise. Everyone will pass out cards and brochures and present a one-minute “commercial.”

If you have a donation or prize for the 51 Corridor Communities Golf Outing on September 17, please bring it with you….We truly appreciate your support of this event!

Lunch for Chamber Members - $15 - Bring a friend!
Lunch for Non-Members - $18
Display Table—$10

Please make a reservation by contacting our
secretary: Mary Dilla at
secretary@bbwchamber.com  412-884-1233

August 11 - Time: 8:00 am – 1:00 pm Place: Mellon Board Room, Chatham University Shadyside Cost: $30.00 – register online at www.chatham.edu/cwe  or call 412-365-1253 with questions - Student Rate: $15.00 with valid student ID. Email pdecker@chatham.edu  to register. Veteran Rate: Free with military ID. Email pdecker@chatham.edu to register.The Center for Women’s Entrepreneurship at Chatham University (CWE) and SCORE® Pittsburgh partner to present a “Small Business Basics” workshop to women interested in starting their own business or expanding their current business. Industry experts will discuss business planning, financing, bookkeeping, marketing, and legal issues pertaining to small business. The workshop is informal, and questions from the participants are solicited and encouraged throughout to help each participant receive the knowledge they need.
A continental breakfast will be available at 8:00 a.m. and parking is free.

August 13 - LOOKING FOR A JOB? LOOKING FOR THE RIGHT JOB? LOOKING FOR A GOOD JOB? LOOKING TO CHANGE JOBS? THE JOB HUNT BEGINS WITH A GREAT RESUME. To learn more about creating a targeted, advertising, compelling resume that says “Interview me”, join Ron Hart, Resume Consultant, for a free workshop. Whether you are happily employed, unhappily employed, partially employed or unemployed or in some phase of transition, what is presented should be of great value to you. Work situations can change quickly and it is important to be able to react confidently, appropriately, properly and timely - The Musuneggi Financial Group Offices - 6 PM - Please RSVP to Sara at sdurzo@singlestepsstrategies.com  or 412-341-2888 by Monday, August 7 - After you register for this event please forward a copy of your current resume or career information and a cover letter sample if you have these documents to resumesthattalk@hotmail.com  for Ron to review before the event. (Also bring copies with you to the workshop.)

August 14 - Clever Connections Lunch Pittsburgh–The Waterfront 1-3pm - Mitchell’s at the Waterfront Guest Speaker: Beth Caldwell, Publicity Expert and Author of “I Wish I’d Known THAT! Secrets to Success in Business” - Topic: How to Write Your Professional Bio
Register Online: www.PittsburghProfessionalWomen.org

August 15 and October 2 - 7:05 pm: HELP WLP CHEER ON THE PITTSBURGH PIRATES - FREE TICKETS! Come cheer on the red hot Pittsburgh Pirates!! Our Buccos support the WLP and have graciously donated a block of tickets to a couple of upcoming games:
• Aug. 15th (Wed.), 7:05 game against the L.A. Dodgers (the seats are in Section 319)
• Oct. 2nd (Tues.), 7:05 game against the Atlanta Braves (the seats are in Section 317)
These free tickets are first come, first serve, so please email infopitt@womenslawproject.org  or call us (412-281-2892) if you are interested!
Thank you!

August 15 - Women’s Power Hour - D’Imperio’s - William Penn Hwy Monroeville - 12 PM - 3PM - Cost is $30 -
Join the Power Lunch women for the “Accents of Autumn”, creative dressing workshop and lunch with a fabulous “Power Hour” of networking and a cash bar for cocktails. This is your chance to “create your own personal style”….. the style that is “YOU”!

Join us for delicious food, fantastic fashions and expert advice
from our Host, LaMont Jones, former fashion editor for the Post
Gazette. Following this event we will do what we do best,
networking and finding out more about how we can further each
other’s business.
Date: August 15, 2012
Time: 12:00 p.m. - 3:00 p.m.
Place: D’Imperio’s Restaurant, 3412 William Penn Hwy,
Monroeville, PA 15235
Cost: $30.00 (Prepayment required)
RSVP: By August 13th
Questions: Contact Suzanne at Suzanne@womenspowerlunch.com
or 724-452-5152.

August 16 -
Disability Resource Breakfast
8:30 – 9:30 AM

Speaker: Andrea Zonneveld

Topic: Help your organization to become “Seizure Smart”

Learn how to recognize types of seizures, respond to someone having a seizure, provide necessary first aid, and help others understand the importance of giving emotional support to individuals affected by epilepsy at home and at work.

Volunteers of America of Pennsylvania
1650 Main Street
Pittsburgh, PA 15215
FREE
RSVP: 412.782.5344 x 209 or volunteersofamerica@voapa.org

After-Hours Mixer & Card Swap
Gather for networking on the outdoor patio overlooking the river,
while enjoying the German cuisine, special lagers, and the historic atmosphere of the most famous beer hall in the world. Meet many new people–Bring plenty of Business Cards!
Date: August 16, 2012
Time: 5:30 p.m. - 7:00 p.m.
Place: Hofbrauhaus Pgh, Southside Works,
2705 South Water St., Pittsburgh, PA 15203
Host: SMC Business Councils
Cost: Members $25/Non-members $35
RSVP: Suggested by August 13
Register online at: www.smc.org/event-hofbrauhaus08162012

August 22 - Paying It Forward #3 - The next Paying It Forward event, co-sponsored by the Allegheny County MWDBE Department and the PA Department of General Services will be in conference room 3023 at 301 Fifth Avenue, Pittsburgh, PA 15222 - Round table discussions will be led by a successful small business entrepreneur. Participants will have the opportunity to interact with the leader and with each other in a small group setting.

August 26 - God’s Gurl, Inc. will host The Rallypoint: Inspiration Expo for Women and Girls on Sunday, August 26, 2012 from 2 pm until 6 pm, free admission. The event will be held at the August Wilson Center for African American Culture, 980 Liberty Avenue, Pittsburgh. The Rallypoint is a community-wide social and spiritual gathering designed to extend ministry and services to women and girls of all ages, backgrounds and generations. The expo will include workshops, speakers, entertainment, demonstrations and much more. Guest speakers include Sally Wiggin, on-air personality from WTAE and Donna M. Baxter, CEO of SoulPitt Media. The event will also include specific activities geared toward girls and teens. They will participate in identity building workshops, makeover contest, Princess Promenade hosted by Ms. Maryland and a live dance performance. The Rallypoint is sure to be a great opportunity for the women and girls of our community to come together to be empowered, educated and esteemed. For more information about God’s Gurl, Inc. or to inquire about vendor opportunities at The RallyPoint, contact Erica Clarke at 540.246.1077 or at godsgurlinc@gmailcom. Visit us on Facebook, Twitter @godsgurlinc or www.gods.gurl.org    

How to Generate Leads AND Get Paid to Do It!
Speaker: Becky Auer
Owner, Profit Catapult Business School
This all meat, no fat marketing meeting is guaranteed to have you walk out with at least one actionable tactic that you can implement immediately and drive business your way. All strategies taught are direct response marketing oriented and based on what’s working now. Limited to 39 people.
Date: Tuesday, August 28, 2012
Time: 3:00 - 5:30 PM
Place: Sigma’s Conference & Event Center, 1717 Babcock
Blvd., Pittsburgh, PA 15209
Sponsor: Up a Notch Marketing
Cost: FREE for first time guests; $20 for Returning Guests
RSVP Date: Friday, August 24
Registration Web Address:
www.nobsmarketingmeeting.com/meeting.php

August 28 - Join Tree Pittsburgh for our annual summer picnic at Maple Grove Shelter in Highland Park next to the super playground! Bring yourself and your family for fun and food - 1 PM

The Tree Pittsburgh annual picnic is for all our supporters and volunteers to enjoy some eats and drinks, some nearby shade trees, and get to know each other and Tree Pittsburgh staff. It’s been lots of fun, and it does feature a cornhole tournament. Who will win this year?
Rain or shine.

August 28 - Celebrate & Share - Invites You to the 4th Annual Breakfast at the Rivers Club - Celebrate the 92nd Anniversary of the passage of the 19th Amendment! Rivers Club, Oxford Centre Downtown, Pittsburgh, PA - 7:45 am - 9:30 am - Donation - $45 - Honorary Sponsors- $92.00 - Table of 10: $450, Founding Sponsors $1,000 Hosted by Bonnie DiCarlo & JoAnn R. Forrester - MAKE YOUR RESERVATION NOW- Bonnie DiCarlo: bonnie255@aol.com   412.480.5247 - JoAnn Forrester: selfimagebz@aol.com  412.440.6969

August 30, 2012
Time: 5:30 p.m. - 7:30 p.m.
Place: Villa Southside, 1831 East Carson St. Pittsburgh, PA
15203
Cost: $35-Business Times Subscribers; $45-Others
(Include hors d’oeuvres and drinks, Advance payment
required)
RSVP: Early registration encouraged (Limited Space)
For questions or additional information, contact Kelli Komondor at 412-208-3845 or kkomondor@bizjournals.com.
Register online at:
http://pittsburgh.bizjournals.com/pittsburgh/event

Quick Fixes for Everyday Grammar Blunders:
Sydnee Bagovich
The Grammar Nerd
Helping you to get it right.
412.848.2053
www.thegrammarnerd.com
www.sydnee@thegrammarnerd.com
facebook.com/thegrammarnerd
- We are judged every day by how we communicate in our writing and speaking. Be aware of the message behind your message and learn how to be confident in speaking and writing with a review of common errors that are used every day. Some will be review, and some might be new, but all will be relevant and will include a healthy dose of humor!

Each is at 7pm at venues below.

Sept 20 - Upper St. Clair Library
Oct 10 - Mt. Lebanon Library
Oct 18 - Peters Township Library
Nov 10 - Carnegie Main

September 8 - Women’s Walk for a Peaceful Community
10 AM - 1PM - Pittsburgh Project (N. Charles St.)
to West Park - The 5th Annual Women’s Walk for a Peaceful Community will consist of a 2-mile walk which will start at the Pittsburgh Project (2801 N. Charles Street, Pittsburgh, PA 15214) then wind its way through the neighborhood toe end at West Park (near the National Aviary) - The Women’s Walk for a Peaceful Community will conclude at West Park where national and local speakers will address the peace council - Free Registration Please Visit www.womenswalk.org

September 17 - The 10th Annual 51 Corridor Communities Golf Outing will take place at South Hills Country Club. The proceeds from this event benefit the redevelopment projects initiated by the Brentwood Baldwin Whitehall Chamber of Commerce, the Brentwood Business Owners Association and Economic Development South. Together our organizations work to promote the business and economic growth of our communities. We need you to support this event! Please consider donating a prize item or gift certificate worth $25.00 or more and/or purchase a tee sign for $100. (Based upon your contribution, your donation may be tax deductible). Your company name will be announced and included in our program booklet. Please call Rita Day at (412) 885-4868×104 to arrange a pick-up of your donation. Please consider golfing and inviting one or two foursomes to play golf. We look forward to your support for the event this year. For further information or questions, contact Co-Chairmen Bob McKown, (412) 885-4868 x104, Debbie Maddock, (412-886-2544), or Virginia Weida (412-916-6759).
September 20- FROM 6 TO 9PM - TREASURE HOUSE FASHIONS is presenting Stylin’ Inside & Out on September 20th, 2012 at the Holiday Inn-McKnight Road from 6 to 9PM. The evening will offer food sampling from local chefs, fashions from our quality resale shop, and auction items from generous donors. More importantly, we will share inspiring stories of how Treasure House Fashions has touched the lives of precious women on challenging journeys – affirming the treasure within each one! The proceeds from the event will be used to underwrite gift certificates for clothing at our shop and further our mission. The cost of this evening is $60.00 (so each ticket purchase will underwrite 2 gift certificates for the women we serve!). This fundraiser enables us to fulfill our mission of “promoting the dignity and self-esteem of women, particularly women in transition or crisis. Outward appearance is not an accurate reflection of your worth, but it can affirm the treasure that you truly are.” We want YOU to come and enjoy and evening of food, fashion , and FUN! We’re gathering items for our auctions: baskets for our Chinese Auction (perhaps you own or know a business willing to promote their goods/services and support our mission), Silent Auction items (we’re open to “re-gifting”! Sometimes you get beautiful things that are just not your taste - they could be used to support our mission!), and Live Auction items (we’re looking for unique items - signed sports memorabilia, time share locations, WHATEVER - if you have a connection to help us secure specialty items or experiences, please let us know!!). We also have SPONSORSHIP opportunities at various levels - email Sally at sally@thfashions.org  for more information!

September 22 - 8th Annual Sneaker Bash - Benefits Girls on the Run at Magee-Women’s Hopsital of UPMC - La Casa Narcisi Winery - Join us for an evening filled with a variety of Narcisi wines, delicious food by La Vite, raffle prizes, silent auction , and games - must be 21 or older to attend - early registration online until September 19 - $30 / person - 6:00 - 10:00 PM - http://www.active.com/running/gibsonia-pa/sneaker-bash-benefiting-girls-on-the-run-2012  for more information

September 27 - Animal Friends Offers Continuing Legal Education: Charitable Giving Animal Friends will hold a free Continuing Legal Education course on charitable giving on Thursday, September, 27 from 4-6pm. This CLE, “Charitable Giving in 2012,” offers two credits: 1 substantive and 1 ethics. Topics for the evening include advanced social security strategies and charitable gift strategies to reduce income and estate strategies. Speakers will be Gail Buckner, CFP, CRPS, AIF; R. Douglas DeNardo, Esquire; and Robert Fragasso, CFP and CEO of Fragasso Financial Advisors. The course will take place at Animal Friends, 562 Camp Horne Road, Pittsburgh, PA 15237. A reception will immediately follow. Please call 412.847.7054 with any questions. Register for this no-cost Continuing Legal Education by visiting www.ThinkingOutsideTheCage.org .

September 28 - B3 - Building Better Business Expo - 9 - 7 PM - Monroeville Convention Center - 209 Mall Blvd Monroeville

Save the Date:

Oct. 3, 2012, 7:30 a.m. to 1:30 p.m
The 2012 annual Professional Development Day will be filled with
an amazing group of women that will share their knowledge, expertise and energy.
Breakfast & Lunch Keynote + 2 Breakout Sessions with 6 speakers to choose from
We are still accepting Sponsorships
www.winpitt.org
REGISTER EARLY BEFORE SEPTEMBER 1ST AND RECEIVE
THE EARLY BIRD DISCOUNT!
Continental Breakfast, Lunch, Refreshments, Snacks & Cash Bar
Gaetano’s Restaurant & Banquet Center, 1617 Banksville Rd, Pittsburgh, PA 15216
$60 for WIN-Pittsburgh members/$75 for Non-members (Unless you planned ahead and took advantage of the Early Bird Discount!)
All registration is paid in advance & is non-refundable
Bring donation items that will go to support our local charities, such as gently used clothing, accessories, shoes, handbags, jewelry, toiletry items and non-perishable food items (that are not expired) and receive a complimentary door prize ticket.

October 7 - Paws for the Cure Dog Walk - Hartwood Acres Concert Area - Allison Park - visit http://pittsburgh.info-komen.org/site/TR/Events/PIT_PittsburghAffiliate?fr_id=2779&pg=entry  for more information

October 17 - Angels’ Place - LeMont Restaurant, Mt. Washington - 5:30 - 6:30 PM - program begins at 7 PM - $90 per person or $850 for a table of 10 guests - Call 412-321-4447 to register or email msmithtipton@angelsplacepgh.org  for corporate sponsor information - www.angelspalacepgh.org

November 8 - Mark you calendars! Medea Benjamin, co founder of Codepink Women for Peace and Global Exchange will be coming to Pittsburgh to accept the 40th Anniversary Peace and Social Justice Award from the Thomas Merton Center. Plans are underway to have Medea speak on one of the college campuses, have a book signing for her new book, Drone Warfare (http://fdlbooksalon.com/2012/06/02/fdl-book-salon-welcomes-medea-benjamin/, and a celebration dinner in her honor. We are in the process of exploring other venues for our annual dinner other than The Sheraton in Station Square. If you are interested in joining the planning committee for this exciting event and a chance to spend time with this amazing, dedicated, activist, please e mail me back, or call at 412-389-3216. Help is needed to make this a truly memorable fund raising event.

FYI

2012-2013 Hillman Performing
Arts Series Lineup
Oct. 20: Illusionist Bradley Fields’ Out of Thin Air! Hands-on magic preshow with Carnegie Science Center
Nov. 10: Duquesne University Tamburitzans University of Pittsburgh Nationality Rooms exhibit
Jan. 19: Enchantment Theatre’s The Velveteen Rabbit Rabbit Jamboree afterward, featuring the Children’s Museum of Pittsburgh and Rabbit Wranglers
Feb. 16: A Modern Twist: Attack Theatre and Cello Fury Interactive intermission with Gateway to the Arts
March 2: Glenn Miller Orchestra Featuring an antique radio exhibit
SPECIAL EVENT! April 13: Reinventing Radio: An Evening with Ira Glass VIP tickets include a pre-show wine and cheese with Ira

All events take place in the Richard E. Rauh Theater at 7:30 p.m. on Saturday evenings. Series show tickets are $10 for students, $20 for seniors and $25 for adults. Subscriptions are very affordable, too! Ira Glass tickets are $40 or $125 for VIP reception with Ira and orchestra seating.
See you soon!

Visit www.thehillman.org  for information on upcoming Hillman events.

WSBA

Get Heard! Get Noticed! Get Leads! (TM).
Please join us this month. This is an informal networking event, open to any business woman who would like to increase her business contacts or clients in the Pittsburgh area. Please bring 10-20 of your business cards, cash for your lunch check plus your $2 meeting fee and be prepared to do a 60 second commercial about your business. We look forward to seeing you there!
WSBA Network Lunch - Butler, Wednesday, August, 1, 2012, 1:00 PM Serventi’s Restaurant and Lounge, 438 S Chestnut St, Butler, PA
WSBA Network Lunch – Allegheny Valley, Thursday, August 2, 2012, 11:30 AM Evolution Grille, 123 Mulone Drive, Sarver, PA
WSBA Network Lunch - Shaler/Gibsonia, Wednesday, August 8, 11:30 La Casa Narcisi Winery, 4578 Gibsonia Road, Route 910, Gibsonia, PA
WSBA Network Lunch - Robinson/Airport, Friday, August 10, 2012, 1:00 PM Clarks Restaraunt, 333 Rouser Rd. Coraopolis, PA
WSBA Network Lunch - Beaver County, Monday, August 13, 2012, 1:00 PM Rainaldi’s, 201 Fairview Drive, Monaca, PA
WSBA Network Lunch - South Hills, Wednesday, August 15, 2012, 1:00 PM Atria’s Restaurant , 110 Beverly Road, Mt. Lebanon, PA
WSBA Network Lunch - East End, Thursday, August 16, 2012, 1:00 PM Tana Ethiopian Cuisine, 5929 Baum Blvd, Pittsburgh, PA
WSBA Network Lunch - Monroeville Friday, August 17, 2012, 1:00 PM Wooden Nickel, 4006 Berger Ln. Monroeville, PA
WSBA After Work Network, Wednesday, August 22, 2012, 5:15 PM Mansions On Fifth Hotel, 5105 Fifth Avenue, Pittsburgh, PA
WSBA Network Lunch - Westmoreland, Friday, August 24, 2012, 12:00 Ground Round Grill & Bar, 960 E Pittsburgh St. Greensburg, PA 15601
WSBA Network Lunch - North Hills, Tuesday, August 28, 2012, 1:00 PM

Willow Restaurant and Lounge, 634 Camp Horne Road, Pittsburgh, PA (Between routes 65 and i-279)

“GO FOR THE GOLD: OLYMPIC-SIZED ADOPTION PROMO AT ANIMAL FRIENDS Celebrate the 30th Olympic Games with a Champion”
PITTSBURGH, July 26, 2012 – Animal Friends announces a special adoption event of Olympic proportions.
In celebration of the 30th Olympic Games, Animal Friends is offering $30 adoptions for all dogs, cats and rabbits aged 2 years and up, July 27 through August 12.
Whether you’re looking for a litter-boxer, high jumper, gymnast or swimmer, they’ve got a gold medalist waiting just for you!
Visit Animal Friends to meet the adoptable animals and view their Olympic scorecards, proudly displayed on their kennels for competitions including:

• De-cat-alon
• Litter-boxing
• High jump
• Doggie Paddle
• Freestyle wrestling
• 10,000-minute nap
• Discus throw
• Floor exercises
• and more!

If you’re not looking for an athlete, we have champion snugglers too!
Be a homeless pet’s champion. Stop by Animal Friends and check out our Olympians’ scores to find that perfect – and furry – 10.
Animal Friends is open Monday through Friday, 11:AM – 7:00 PM, and weekends 10:00 AM – 5:00 PM. View adoptable pets online at www.ThinkingOutsideTheCage.org . Animal Friends is located at 562 Camp Horne Road, Pittsburgh, PA 15237

Quick Fixes for Everyday Grammar Blunders:
Sydnee Bagovich
The Grammar Nerd
Helping you to get it right.
412.848.2053
www.thegrammarnerd.com
sydnee@thegrammarnerd.com
facebook.com/thegrammarnerd
- We are judged every day by how we communicate in our writing and speaking. Be aware of the message behind your message and learn how to be confident in speaking and writing with a review of common errors that are used every day. Some will be review, and some might be new, but all will be relevant and will include a healthy dose of humor!

Each is at 7pm at venues below.

Sept 20 - Upper St. Clair Library
Oct 10 - Mt. Lebanon Library
Oct 18 - Peters Township Library
Nov 10 - Carnegie Main

Sept 20 - Upper St. Clair Library
Oct 10 - Mt. Lebanon Library
Oct 18 - Peters Township Library
Nov 10 - Carnegie MainSept 20 - Upper St. Clair Library
Oct 10 - Mt. Lebanon Library
Oct 18 - Peters Township Library
Nov 10 - Carnegie Main

Advertising rates for Women’s Yellow Pages, 2013/2014

July 26, 2012 By: admin Category: Consumer Education

Informing Women About Our World!

AnnaMarie Petrarca Gire, Publisher
Women’s Independent Press/ Women’s Yellow Pages
P.O. Box 9687
Pittsburgh Pa. 15226
412-563-6712
wip@fastmail.fm
www.womensindependentpress.com
Calendar of Events

Don’t Miss Out!

If you are not in this year’s Women’s Yellow Pages, you are missing out on exposure to thousands of people who want to do business with you.

Be a part of the 2013/2014
Women’s Yellow Pages of Southwest Pennsylvania

____Yes, reserve my space in next year’s
Women’s Yellow Pages of Southwest Pennsylvania (WYP/SWP)
My 50% deposit is enclosed. Reservations not accepted without deposit
____I have referrals for WYP/SWP
____I am interested in distributing WYP/SWP.
Name________________________________________________________________________
Address________________________________________________________________

Phone# _________________________________________________________________

E-mail address___________________________________________________________

Company/Organization___________________________________________________

Informing Women About Our World!

Women’s Yellow Pages of Southwest Pennsylvania (WYP/SWP)
2012 is a directory of women-owned and women-centered businesses
and organizations.
We hope you’ll accept our invitation to be a part of Women’s Yellow Pages of
Southwest Pennsylvania 2013/2014.

Advertising rates:
• Full Page: 7.25” (W) x 9.25 “ (H)
Investment:
o Black & White: $1495
o 4 Color: $1645

• 1/2 Page: 7.25” (W) x 4.5” (H)
Investment:
o Black & White: $945
o 4 Color: $1,045

• 1/3 Page: 7.25” (W) x 3” (H)
Investment:
o Black & White: $745
o 4 Color: $845

• 1/6 Page: 4.5” (W) x 3” (H)
Investment:
o Black and White: $495
o 4 Color: $595

• Business Card: 3.5” (W) x 2” (H)
o Black & White: $225
o 4 Color: $295

Your ad will appear in the directory and on line, for one full year of exposure + your ad will appear in the monthly newsletter, www.womensindependentpress.com four times a year.

Business Listing, (30 word description of your business) is available at no extra cost with display ads or:
Listing only, in print and on line $95.00

To reserve your space in the 2013/2014 WYP, contact:
Anna Marie @ 412-563-6712
50% deposit required to save your space.

Inside front cover: $2595
Inside back cover: $2495
Back cover: $2695

Krannert Events

July 16, 2012 By: admin Category: Consumer Education

KRANNERT CENTER AND FOX/ATKINS PRESENT
OUTSIDE AT THE RESEARCH PARK 2012
July 13 and August 3 at 6:30pm
FREE

Krannert Center for the Performing Arts once again joins forces with Fox/Atkins Development, LLC, for a two-show series of summer concerts at the U of I Research Park. Both concerts are free and open to the public. OUTSIDE at the Research Park plays upon a simple concept: great music, fresh food, a green state of mind, and an open, relaxed environment. The performance space and seating area are located just south of the building at the corner of First Street and St. Mary’s Road in Champaign. The tree-lined, grassy space has hosted thousands of audience members each summer since the inception of OUTSIDE in 2007.

Headliners for the 2012 series will be the Brazilian-rooted, Deep South funk masters Nation Beat on July 13 and bluegrass rockers The Giving Tree Band on August 3.

Come Together
Krannert Center’s senior associate director Rebecca McBride emphasizes that the OUTSIDE at the Research Park series is an important celebration of “our richly diverse community and the many individuals and businesses who are committed to sustainable practices that further enhance the quality of life in Central Illinois.” The 2012 OUTSIDE series will continue to demonstrate Krannert Center’s commitment to reduce waste, decrease energy consumption, and provide environmentally friendly services to patrons. McBride notes that “the Center’s ongoing green initiatives have been furthered at OUTSIDE, where we’ll again offer biodegradable containers and utensils, easy-to-access recycling bins, even more bike racks for those arriving on two wheels, and marketing materials printed on recycled paper.”

The second performance on Friday, August 3, is a great opportunity for the entire region to rev up for the forthcoming 2012-13 season at Krannert Center; tickets for these events go on sale Saturday, August 11, at 10am. The August 3 event will also feature a green fair that will invite sustainability-minded local businesses and organizations to take advantage of free exhibit space to share information about their green efforts. Interested parties can contact Lisa Lillig at 217/244-6298 or lillig@illinois.edu for more information.

Performances

Friday, July 13, 2012, at 6:30pm, free
Nation Beat with opening act the Bow-Dacious String Band

Immerse in secondline and maracatu, a little zydeco and forró, plus funk and Brazilian country as Nation Beat gets the party started OUTSIDE for 2012. Calling it “Americana music from both Americas,” bandleader Scott Kettner traces the group’s distinctive sound—honed through years of collaboration on stage and in the studio—to its origins in northeastern Brazil and the Deep South of the United States. Kettner with captivating singer Liliana Araujo host this open-air party swirling with Mardi Gras and Carnival melodies.

Founded in 2003 and led by Robin Kearton, the Bow-Dacious String Band collects kids as young as seven through 20-somethings with spunk and skill for improvised music, popular tunes, and traditional pieces. This joyful bunch devoted to cooperation has elated crowds at the Boneyard Arts Festival and the Taste of Champaign.

Friday, August 3, 2012, at 6:30pm, free
Green Fair: Featuring a Bike Rodeo sponsored by Safer Routes to School with support from The Bike Project of Urbana-Champaign at 6pm
The Giving Tree Band with opening act Mo’ Betta Music

Country folk and driving bluegrass spin out from The Giving Tree Band, whose dense harmonies and rock spirit evoke the enduring magic of Bob Dylan, Neil Young, and the Beatles. Eric and Todd Fink—the songwriting powerhouse brothers on guitar and banjo—pen narratives that unfurl with joy and charm. Dubbed “the greenest band in the land” by Mother Earth News, this group performs on instruments made from reclaimed and naturally fallen wood, has produced recordings fueled by solar energy and packaged with recycled and biodegradable materials, and helps maintain its carbon-neutral footprint with bike commutes.

Starting at 6pm, you can browse the Green Fair for products and resources for sustainable practices, and bring your youngsters to the Bike Rodeo sponsored by Safer Routes to School with support from The Bike Project of Urbana-Champaign for tips on bike handling and safety.

At 6:30pm, grab a spot in front of the stage for tunes from Mo’ Betta Music. Grade school and high school students from the community perform, gain skills on instruments from the clarinet to the electric guitar, and become more involved socially and academically through this program sponsored by the Bruce D. Nesbitt African American Cultural Center at the University of Illinois.

Location, Parking, and Services

These concerts will be held just southwest of Assembly Hall on First Street in the Research Park. Free parking is available in the lot south of the Caterpillar/SAIC Building at 1901 South First Street.

All performances are free and open to the general public.
Beverages, wine, and food are available from Houlihan’s Restaurant in the concession area locatedat the northwest corner of the Caterpillar/SAIC Building.
Restrooms are available inside the Caterpillar/SAIC Building at 1901 South First Street.

Presented by Krannert Center in association with Fox/Atkins Development, LLC, and the University of Illinois

Corporate Sponsors:
Christie Clinic Illinois Marathon
Illinois Natural History Survey/Prairie Research Institute

Community Partner:
The Bike Project of Urbana-Champaign

Additional Information
Visit www.KrannertCenter.com or call 217/333-6280 or 800/KCPATIX (527-2849).
Patrons who are deaf, hard-of-hearing, or speech-impaired may also contact Krannert Center via TTY at 217/333-9714

Which Door?

July 16, 2012 By: admin Category: Consumer Education

by Anna Marie Petrarca Gire

She closed the book, placed it on the table, and finally, decided to walk
through the door.

He had arrived, flanked on both sides by two shadowy figures draped in a
color she had never seen. It was light in back of them but so dark in
front. She began to have a difficult time making anything out; the shadows
were becoming blurry and beginning to change colors. She wondered what
would happen if she left. As though sensing her thoughts, the figures
dissolved into a light mist and began rising from the floor. She asked,
“May I leave?” No response. The room was alive with sounds and smells, none
familiar to her. As the room began to brighten, the shadowy figures melted
into the wall, at first discernable, then totally absorbed by the paint
which by now was beginning to run. As fast as that occurred the room was
quiet and the walls solid.
She looked around and found there were three doors, all slightly ajar. She
went to the door to her right, looked in and saw nothing but an empty cold
space void of anything to engage her senses. She ventured in, turned around
several times and began to notice shapes forming, odd shapes. Nothing
looked familiar, nothing looked out of place. She began to enjoy this show
of.. what was happening? She wasn’t afraid, she didn’t know how she felt.
Then she began to feel a sense of newness, like a field of flowers just
emerging from a long winters nap. The flowers were suddenly there, her
favorite, stock, daffodils filling the air with fragrant wisps of smells.
She looked further and saw the sun rising over a hill to her right. A
beautiful sun rise, filled with colors that she had never seen. Music was
playing, soft soothing melodies, the likes of which she had never heard.
She was swept up in a feeling of peace and the start of something. What was
this, should she stay or leave? The sun started to drop, the music subsided
and the flowers retreated back into the ground. She backed up and slowly
left the room, closing the door softly as she left.
She looked around and felt the middle door beckoning to her. She approached
and walked in, feeling safe and serene and was overcome with such a feeling
of love and peace that it took her breath away. Here she heard the flute
playing her name. A bright and steady light brightened the space in front
of her. She wanted to stay and have this feeling blanket her with its
essence, Should she stay? Suddenly everything began to return to normal,
she backed up and reluctantly left the room.
As she exited, she looked to her left and began to walk towards that door.

Entering, she saw light and activity. People going from here to there:
lights, familiar faces, buildings that she recognized, a life that she
knew. Was this for her? She looked longingly at this scene and it felt
right, or did it? People began to fade, buildings disappeared, she heard
her name and thought again, is this for me? Backing out of the room, she
again shut the door and stepped out on to the open space staring at the
doors and then decided to return to her book. Finally, she closed the book,
placed it on the table and eagerly and with great purpose walked through
the door.

Declare Your Independence – Start a Business

July 16, 2012 By: admin Category: Consumer Education

Rieva Lesonsky – CEO,
www.GrowBizMedia.com  

I have two friends who quit their jobs to start their own business on July 3 four years ago. They always refer to it as their own, personal “Independence Day.”
Starting your own business is in many ways a declaration of independence. So in honor of July Fourth, I thought I’d take a look at some myths and realities about just how independent you’ll be as a small business owner.
Myth: When you’re a small business owner, you’ll be your own boss.
Reality: As an entrepreneur, you have many bosses. They’re called your customers, and sometimes each of them will be so demanding, you’ll wish for the days when you only had one boss telling you what to do.
Myth: When you’re a small business owner, you can do things however you want to do them.
Reality: No one acts in a vacuum. If you want your business to be successful, you’ll need to test your own ideas against what the market wants. Market research before you start, and customer surveys after you start, will tell you if the way you want to do things is in tune with what the market wants.
Myth: When you’re a small business owner, you’ll have a lot more free time.
Reality: Every small business owner I know is laughing maniacally as they read that. If you expect to have more free time than you did as an employee, you’re going to be disappointed. Prepare to work twice as hard and twice as long.
If these are the realities of owning a business, why does anyone do it? Well, these aren’t the only realities. Being an entrepreneur does offer plenty of opportunities to be creative, set your own course and do what you want to do (just not all the time). Being an entrepreneur is kind of like what they say about having kids or joining the Marines: It’s the toughest job you’ll ever love. And if it’s right for you, you’ll know it—and you’ll love it.
Ready to declare your independence?
A SCORE mentor can help you get your new business off on the right foot.
Visit www.score.org to get matched with a mentor and get free business advice 24/7.
Rieva Lesonsky – CEO, www.GrowBizMedia.com

Rieva is CEO of GrowBiz Media, a content and consulting company specializing in covering small businesses and entrepreneurship. She was formerly Editorial Director of Entrepreneur Magazine and has written several books about small business and entrepreneurship

Affordable Care Act

July 16, 2012 By: admin Category: Consumer Education

Senator Wayne Fontana | Brookline District Office930 Brookline Boulevard | Pittsburgh, PA 15226-2106

For months now, we have watched Highmark and the University of Pittsburgh Medical Center’s (UPMC) battle grow over providing services for so many individuals in our region. I have heard from dozens of my constituents saying government must get involved and stopped this from happening. However, what if you are one of the unfortunate individuals who do not have health insurance to receive these services? Imagine being told you can’t see a doctor based on factors you cannot always control. Don’t these people matter too?
After months of partisan debate, in March 2010, Congress narrowly passed the Patient Protection and Affordable Care Act in hopes of reducing the nation’s escalating uninsured population. The new mandate, dubbed “Obamacare,” requires uninsured individuals, a bove a certain income level, to purchase health insurance or face penalties which become effective January 1, 2014. In addition, the creation of state insurance exchanges will take place under this act where people and small businesses can buy private coverage from a range of competing insurers. This new law is estimated to extend health coverage for about 32 million uninsured Americans.
The act protects all citizens and adds a safety net by imposing new restrictions on health insurers, barring them from excluding customers with preexisting health conditions as well as requires that all customers be charged the same rates. A wide range of healthy individuals will be needed in order for these new exchanges to be successful and keep rates down. However, individuals will have the ability to “opt out” of purchasing health insurance. If a person decides to opt out of buying coverage, they will incur a penalty starting at $95 or 1 percent of their income in 2014, whichever is greater, growing to $695 or 2.5 percent of their income by 2016.
The Affordable Care Act also requires businesses with 50 or more employees to provide a minimum level of health insurance for each employee, or pay a penalty of $2,000. Qualified businesses would receive a 35 percent tax credit to lower the cost of providing insurance.
Medicaid’s size will be fundamentally restructured and expanded under the new law by raising income levels of those who qualify. For decades, Medicaid has been a health-care benefit available only to people with income levels below the federal poverty line. At the end of May, Pennsylvania administered Medicaid insurance to 2.2 million people. The expansion of Medicaid would include an estimated 800,000 Pennsylvanians and 17 million people nationwide.
The federal government will pay for all the cost of the expansion of Medicaid, apart from additional administrative outlays, for several years. The states’ share of the cost of the expansion will reach 10 percent by 2020. The Health and Human Services Department has the ability to withhold a state’s entire Medicaid allotment if the state does not comply with the Medicaid provisions.

Many leaders and lawmakers across the country feel that this new law is unconstitutional because it forces individuals to purchase insurance as well as increases states’ Medicaid spending. For that reason, 20 states have joined together and challenged the Affordable Care Act, including Pennsylvania. In March, the United States Supreme Court heard arguments in several lawsuits over the law and a decision was made by the court on June 28, 2012. Essentially, the Supreme Court upheld President Obama’s health-care overhaul, including the requirement that all nonexempt Americans buy health insurance and the provisions expanding Medicaid, but, the court struck down the requirement that states lose all of their federal Medicaid funding if they decline to participate in the expansion.
Most Republican-led states have been counting on the law to be overturned and have failed to begin the process to set up exchanges. This is the current situation Pennsylvania faces. In fact, Pennsylvania’s Insurance Department has yet to spend any of its $33 million in federal grants to develop the marketplaces. Governor Tom Corbett has said that no decision has been made on whether our state would participate in the Medicaid expansion. The question now remains if Pennsylvania can meet the January 2014 deadline. If our state can’t or doesn’t meet the deadline the federal government will step in and run our health exchanges for us.
Pennsylvania has already joined the more than a dozen states with laws pertaining to the provisions of the Affordable Care Act. In March, the Pennsylvania Senate passed Senate Bill 10 which amends the Pennsylvania Constitution to prohibit the government from mandating that an individual obtain health insurance coverage. The General Assembly would need to reapprove the constitutional amendment in their 2013-14 session and then present it to voters before it could become state law.
As a world leader, many nations look to the United States to set the tone for how citizens should be treated and what services should be received, yet we still have millions of people in our country uninsured. Many decades ago, President Harry Truman was the first president to propose a universal health care plan for our country and many unsuccessful attempts have been made thereafter by both Republican and Democratic Presidents and leaders alike. Furthermore, health care is close to one-fifth of the U.S. economy, and we spend about 50 percent more on it than any other industrialized country. However, the United States still remains the only industrialized nation to not have universal coverage for its citizens. What has taken us so long to pass such a measure?
What this new mandate does is offer the promise of guaranteed coverage at affordable prices. Every taxpayer should be entitled to the care they need and we should not be putting more hurdles in the way to prevent such a goal. Pennsylvania has had plenty of time to start to developing health exchanges and instead the administration is pushing constitutional amendments to deny people of their rights. I can only hope that this latest United States Supreme Court ruling will be the final word and let the country know that we need to get down to business so that uninsured families across the United States no longer have to suffer.